Cruciate ligament tear (Dog)
A cruciate ligament injury can require imaging, anaesthesia, surgery and aftercare. Whether and how much is reimbursed depends on the plan.
Pet health insurance: cover with peace of mind.
So that, in an emergency, you only have to worry about your best friend’s health, not the possible costs.
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Pet health insurance: Making veterinary care predictable.
Advanced veterinary medicine offers many treatment options. Which costs are insurable depends on the animal, age, health and selected plan.
- Reliably absorb unexpected surgery and clinic expenses.
- Flexible plans with or without deductibles.
- Preventative budgets included for vaccines and dental checkups.
What does pet health insurance cover?
- Choice of veterinarian and clinic under the selected plan rules.
- Reimbursement for agreed surgery and inpatient care within the policy limits.
- Diagnostics, medication and aftercare where included in the selected cover.
- Overseas cover may be time-limited, region-limited or available as an optional module.
Practical examples: When pet health cover helps.
Swallowed foreign body (Cat)
A swallowed object may require diagnostics or surgery. Waiting periods, deductibles and annual limits need to be considered.
Dedicated care for every animal.
Whether a competition horse or loyal companion, we arrange specialist surgery and illness policies for horses, ponies, and farm companions.
Useful additions for pet owners.
Pet owner's liability
A separate important policy for dogs and horses; statutory duties vary by German federal state. It may cover justified third-party liability claims.
Animal legal protection
Enforces compensation and veterinary reimbursement claims if your animal is injured through a third party's negligence.
Comparing pet insurance: What we need for your consultation.
- Animal type, breed, age and identification
- Health, pre-existing conditions and previous treatment
- Desired protection, deductible, limits and current policies