Support for existing pension schemes
Answers to questions that cannot be resolved in-house with complete certainty and that arise from ongoing legislative changes and systemic complexity.
Retirement planning: Designing provision together.
One specialist aspect of our services is advising on and arranging occupational or private pension measures. We also manage support funds and advise on the introduction of occupational pension arrangements.
In addition, we develop concepts that balance the interests of employees and companies. Employees receive additional benefits while the company’s overall burden remains manageable.
Occupational and private retirement provision.
Optimisation of existing pension schemes
Identifying weak points and opportunities in pension schemes that were set up years ago and have not been substantially updated since.
Individual retirement planning
Tailored, attractive solutions for businesses and senior executives, taking into account company legal structure, ownership shares, statutory pension claims and personal circumstances.
State-subsidised pension models
We assess subsidy programmes and evaluate together which models suit your personal or business situation. Eligibility and tax implications must be reviewed individually.
Advice and risk protection
We view existing provision, potential coverage gaps and protection against biometric risks as an integrated task.
Employee-funded provision schemes
We guide companies through arrangements that offer additional benefits to employees while keeping corporate costs fully predictable.
Support fund management
We assist with organisational, communication and administrative requirements for support funds. Specific commitments depend on the individual structure.
Provision advice: From assessment to a viable concept.
- Gather existing commitments, pension schemes, contracts and personal goals.
- Assess opportunities, gaps, overlaps and administrative requirements clearly.
- Compare options for companies, employees and executives.
- Document decisions and support implementation as well as ongoing adjustments.
Important guidelines for occupational and private provision.
Scope of benefits, costs, guarantees, eligibility, tax treatment and eventual social contributions vary by implementation path, contract and personal situation.
For corporate, employment, tax or social security law questions, we involve the respective qualified advisors. Projections and calculations are not binding commitments.
Retirement consultation: What we need to get started.
To give you a sound initial evaluation, the following details are particularly helpful:
- Existing pension commitments, policies and scheme regulations
- Company legal form, ownership structure, employee breakdown and remuneration
- Statutory pension estimates, personal goals, timeline and target contributions
- Previous advice, outstanding questions and planned changes
Funeral expenses insurance: plan ahead on your terms.
The detailed explanation of funeral expenses insurance is available on Roth Finance’s dedicated service page.