Initial information pursuant to Section 15 Insurance Mediation Ordinance
Roth Versicherungen Maklergesellschaft m.b.H. · Statutory customer disclosures
Intermediary
Roth Versicherungen Maklergesellschaft m.b.H.
Bahnstraße 95, 63225 Langen, Germany Telephone: +49 6103 70648-0 Fax: +49 6103 70648-48 E-Mail: [email protected]
Status & Licensing
Official Notification & Intermediary Register
The aforementioned company is registered with the competent authority and entered in the register of intermediaries as an insurance broker with a license pursuant to Section 34d (1) of the German Trade Regulation Act (GewO) and registration number D-KDM3-NPBF2-75.
Register Inquiry
Verification in the Intermediary Register
Registration in the register of intermediaries can be verified as follows: Deutsche Industrie- und Handelskammer (DIHK) Breite Straße 29 10178 Berlin, Germany Telephone: +49 180 60 05 85 0 www.vermittlerregister.info
Consultation & Remuneration
Advisory Basis & Remuneration
As an insurance broker, we offer advisory services. Our advice is based on a sufficient number of insurance contracts and insurers available on the market to make a recommendation in accordance with professional criteria (balanced market analysis pursuant to Section 60 (1) sentence 1 VVG).
Remuneration – known as brokerage (Courtage) – for our advisory, intermediation, and support services is customarily borne by the insurance company. The brokerage is a component of the insurance premium. Any deviation from this must be expressly agreed between us and the client. In particular, in the case of intermediation of so-called net products, a separate fee agreement is generally concluded that obligates the client to pay remuneration. Net products are products where the intermediation commission is not included in the insurance premium. Our company does not receive remuneration in the form of other benefits.
Shareholding Structure
Shareholdings
Our company / The insurance broker holds no direct or indirect participation of more than 10% in the voting rights or capital of an insurance undertaking. No insurance undertaking or parent company of an insurance undertaking holds a direct or indirect participation of more than 10% in the voting rights or capital of the insurance broker / our company.
Conciliation Bodies
Information on conciliation bodies pursuant to Section 214 VVG and on participation in dispute resolution procedures pursuant to Section 36 Consumer Dispute Resolution Act
The conciliation bodies listed below may be called upon for out-of-court dispute resolution. Pursuant to Section 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration boards:
Versicherungsombudsmann e.V. Postfach 08 06 32 10006 Berlin www.versicherungsombudsmann.de
Ombudsmann Private Kranken- und Pflegeversicherung Postfach 06 02 22 10052 Berlin www.pkv-ombudsmann.de
Complaints Office
Complaints Management
In case of complaints regarding our activities, please feel free to contact our complaints office: E-Mail: [email protected] Telephone: +49 6103 70648-0
Professional Law
Professional Regulatory Codes:
The professional regulatory provisions can be viewed and accessed via the website operated by the Federal Ministry of Justice and juris GmbH at www.gesetze-im-internet.de.
- § 34d Trade Regulation Act (Gewerbeordnung)
- §§ 59-68 Insurance Contract Act (VVG)
- Insurance Mediation Ordinance (VersVermV)
Sustainability
Regulation (EU) 2019/2088 of 27 November 2019 on sustainability‐related disclosures in the financial services sector
Sustainability is an important topic for us!
Therefore, among other things, we advise our clients individually and personally on sustainable capital investments with regard to the products we broker.
Currently, these can be effectively represented in unit-linked products through the selection of ESG-compliant investment funds. As part of individual advice, we point out recognizable advantages and disadvantages.
For other insurance products, consideration of sustainable capital investment with regard to their underlying capital stock is currently often not yet possible.
For the intermediation of sustainable capital investments, we regularly receive – and remunerate – the same remuneration rates as for other capital investments as well.